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Beautiful exterior of newly built luxury home. Yard with green grass and walkway lead to o

 

Convert your

home to efficient,

electric, and

renewably powered.

Accelerating the sustainable transition of residential homes through secured point-of-sale financing. 

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How it works

licensed

installers

secured

financing

instant

approval

Work with one of our licensed home improvement partners to get access to affordable point-of-sale financing.

We offer low cost secured loans for eligible energy-reducing, home electrification and solar projects.

Our loans use automated valuations (AVMs) and advanced technology to generate instant approvals for homeowners. 

Secured Point-of-Sale Financing Options

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Joule financing can transform your home into 

efficient, electric and renewably powered. 

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SMART THERMOSTAT

ELECTRIC WATER HEATING

HIGH EFFICIENCY HEAT PUMP

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EV CHARGING STATION

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SOLAR PV PANELS

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BATTERY STORAGE

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ELECTRIC HEATING & COOLING

HIGH EFFICIENCY HEAT PUMP

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Example: Mortgage Comparison for a Home Purchase Loan

Conventional Loan

20 %

Principal & Interest

$   2,056

Property taxes

Homeowners Insurance

HOA fees

Utilities

Joule Loan

18 %

2 %

MONTHLY
SAVINGS

$36/mo

Principal & Interest

$   2,227

Property taxes

Homeowners Insurance

HOA fees

Utilities

Monthly savings

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Why roll sustainable home upgrades into your home mortgage?

  • Qualify for a lower rate. We offer special energy rebate credits to lower the interest rate on your loan with qualified electrification and sustainable home upgrades.

  • Reduce dependency on fossil fuels. Gas-powered technology in residential homes produce 20% of U.S. emissions. Our packaged upgrades reduce your dependency on fossil fuels, and lower home emissions by more than 90%.

  • Save on utility bills. Heating, cooling and water heating account for 72% of energy consumption in your home. Electric heat pump technology is 3x more efficient than traditional gas-powered equipment. Switching to electric improves the efficiency of your home and adding rooftop solar significantly reduces monthly utility bills.

Loan Features

  • No draws

  • Up to 1-year for project completion

  • Up to 75% of post-renovation home value added to loan amount

  • Down payment assistance available

Live sustainably,

while saving money and.

protecting our planet. 

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Contact Us

Thanks for connecting with us.

We will be in touch. 

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